It can be said that the riders who bought the car must have bought the car insurance. How would you choose in the face of today's numerous car insurance or even exotic car insurance? Many small white car owners may buy some car insurance that seems to be useful, but in fact it will not be used at all. Today we will take a look at what car insurance is completely unnecessary to buy it?

Theft

The insurance liability for the stolen emergency insurance is the reasonable cost of the entire vehicle being stolen, robbed, stolen from the vehicle caused by the robbery, and damaged in the event of theft, robbery, being robbed, or loss of parts and accessories on the vehicle.

In fact, as long as the engine is off, even if the door is open, the thief will not take the car, unless the car key has just been picked up by the thief. Therefore, as long as you manage your car key, the car will not be stolen. Note that if the vehicle is lost during the safekeeping period, the entire vehicle stolen will not be covered.

Wading insurance

The wading insurance is mainly for the compensation of engine damage caused by flooding. If there is less flooding in your area, then this kind of insurance is not necessary to buy. Moreover, if the driver forcibly restarts the vehicle after wading, the insurance company rejects the compensation. In addition, if the driver knows that the accumulated water is serious and he is still wading, the insurance is also refusing to pay compensation.

Glass breakage

Glass breakage risk alone is actually not much to buy, this insurance, in fact, as long as they learn to deal with flexibility, then you can turn into a car damage insurance. However, it should be noted that the sunroof is not within the risk of glass breakage, because it is part of the body, so the insurance does not pay.

Scratch insurance

This can in fact be bought or not, look at the models, if you buy the model is not expensive, make up the cost is not very expensive, you can not buy, the cost of their own repairs have been close to risk a time to buy insurance next year when the cost of rising , so it is not very cost-effective.

Self-ignition

Self-ignition insurance is a type of auto insurance that provides compensation for the occurrence of auto-ignition of the vehicle. This auto insurance is only payable during the warranty period of the vehicle. Actually, during the warranty period, auto-ignition of the vehicle is under the responsibility of the manufacturer's warranty. Therefore, the new vehicle is not recommended for purchase. If the warranty period expires, you can purchase according to actual conditions.

The existence of various auto insurances is reasonable, in other words, the existence of each insurance has its own reason. Each type of insurance can be purchased according to its own situation, maybe you do not need, and he needs, maybe this place needs, and that place does not need, maybe you do not want, and local tyrants all have to!

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